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Following the success of her first two books, Talk Money and More Talk Money, financial journalist Lorna Tan is back with her third personal finance guide, this time focusing on retirement planning.

In this compilation of articles published from 2015 to 2017, The Sunday Times’ Invest Editor cuts through complex financial concepts, schemes and jargon to help the layman make sense of what is important for planning his financial future and growing his nest egg.

The timely topics covered include tips on making the most of the various Central Provident Fund schemes and enhancements, plugging gaps in one’s insurance coverage, and investing smartly without falling prey to scams. There are also sections devoted to legacy planning, credit and debt planning and consumer protection.

Suitable for both the fresh school graduate and the more seasoned investor, Retire Smart will empower them to take charge of their financial journey as they look ahead to retiring well.

About the Author

Lorna Tan is an award-winning correspondent and an advocate of financial literacy and consumer protection. She is The Sunday Times Invest Editor and a senior correspondent with The Straits Times. With more than 15 years at Singapore Press Holdings (SPH), she helms The Sunday Times’ Invest section, which covers personal finance and investment issues.

Over the years, she has won many awards for her journalistic work. They include the Investor Education award in 2016, the Financial Journalist of the Year award in 2007, and the Financial Story of the Year award in 2005, awarded by the Securities Investors Association of Singapore (SIAS). She was also a runner-up for the Excellence in Public Journalism category, and a winner in Excellence in Business Reporting, awarded by Hong Kong-based Society of Publishers in Asia (SOPA) in 2006 and 2004.

Lorna is highly sought-after for her views and regularly gives talks on financial/retirement planning. She also participates in events as a moderator and speaker. She was on the judging panel of the Financial Planning Association of Singapore’s (FPAS) Financial Planner Awards in 2018 and 2019.

She is an Adjunct Assistant Professor at National University of Singapore (NUS), NUS Business School, and is the author of three bestsellers, Retire Smart: Financial Planning Made Easy; More Talk Money; and Talk Money.

Lorna holds a Bachelor of Arts (Social Sciences) and an MBA. Prior to returning to SPH in June 2015, she was Senior Vice President, Corporate Communications, at CapitaLand Limited, for four years.

More Talk Money is a compilation of Lorna Tan’s articles on personal finance which were published in the Invest section of The Sunday Times from 2009 till 2011. It covers a wide range of personal finance topics from consumer protection, savings and insurance planning to stock investing and retirement.

About the Author

Lorna Tan is an award-winning correspondent and an advocate of financial literacy and consumer protection. She is The Sunday Times Invest Editor and a senior correspondent with The Straits Times. With more than 15 years at Singapore Press Holdings (SPH), she helms The Sunday Times’ Invest section, which covers personal finance and investment issues.

Over the years, she has won many awards for her journalistic work. They include the Investor Education award in 2016, the Financial Journalist of the Year award in 2007, and the Financial Story of the Year award in 2005, awarded by the Securities Investors Association of Singapore (SIAS). She was also a runner-up for the Excellence in Public Journalism category, and a winner in Excellence in Business Reporting, awarded by Hong Kong-based Society of Publishers in Asia (SOPA) in 2006 and 2004.

Lorna is highly sought-after for her views and regularly gives talks on financial/retirement planning. She also participates in events as a moderator and speaker. She was on the judging panel of the Financial Planning Association of Singapore’s (FPAS) Financial Planner Awards in 2018 and 2019.

She is an Adjunct Assistant Professor at National University of Singapore (NUS), NUS Business School, and is the author of three bestsellers, Retire Smart: Financial Planning Made Easy; More Talk Money; and Talk Money.

Lorna holds a Bachelor of Arts (Social Sciences) and an MBA. Prior to returning to SPH in June 2015, she was Senior Vice President, Corporate Communications, at CapitaLand Limited, for four years.

The Straits Times’ Invest Editor Lorna Tan follows up on the success of her 2018 book, Retire Smart, with Money Smart: Own Your Financial Destiny.

Like the best-selling Retire Smart: Financial Planning Made Easy — which sold 12,000 copies within a year — Money Smart is packed with information and insights into a range of personal finance topics such as retirement planning, investment, tax planning, financial planning, and consumer protection.

This compilation of the author’s articles published in the Invest section of The Sunday Times from January 2018 to May 2019 includes:

• Finding the right financial adviser
• Funding your children’s education
• Financial planning tips for millennials
• 53 tips for better financial health
• Stress-free investing (or at least, close to it)
• Integrated Shield Plan riders: what you need to know
• Stretching your dollar with a Supplementary Retirement Scheme account
• Investor tips on Singapore Savings Bonds
• Online investing: it pays to pause before you click

Written in an easy-to-understand way, this book is a good guide for anyone who wants to understand how to manage his or her finances better, from retirees and more seasoned investors to young people just entering the workforce.

About the Author

Lorna Tan is an award-winning correspondent and an advocate of financial literacy and consumer protection. She is The Sunday Times Invest Editor and a senior correspondent with The Straits Times. With more than 15 years at Singapore Press Holdings (SPH), she helms The Sunday Times’ Invest section, which covers personal finance and investment issues.

Over the years, she has won many awards for her journalistic work. They include the Investor Education award in 2016, the Financial Journalist of the Year award in 2007, and the Financial Story of the Year award in 2005, awarded by the Securities Investors Association of Singapore (SIAS). She was also a runner-up for the Excellence in Public Journalism category, and a winner in Excellence in Business Reporting, awarded by Hong Kong-based Society of Publishers in Asia (SOPA) in 2006 and 2004.

Lorna is highly sought-after for her views and regularly gives talks on financial/retirement planning. She also participates in events as a moderator and speaker. She was on the judging panel of the Financial Planning Association of Singapore’s (FPAS) Financial Planner Awards in 2018 and 2019.

She is an Adjunct Assistant Professor at National University of Singapore (NUS), NUS Business School, and is the author of three bestsellers, Retire Smart: Financial Planning Made Easy; More Talk Money; and Talk Money.

Lorna holds a Bachelor of Arts (Social Sciences) and an MBA. Prior to returning to SPH in June 2015, she was Senior Vice President, Corporate Communications, at CapitaLand Limited, for four years.

In Market Smart, veteran financial writer Goh Eng Yeow explains in simple language why even the smartest investors can screw up, how you can avoid common investment mistakes, and how to get rid of the biases that can cloud your investment decision-making processes.

Southeast Asia is the last frontier in contemporary art and one of the least known art scenes today because its diversity and outstretched territory make it difficult to access, analyse and assess. Five years of travel, research and interviews have enabled the author to give an extensive overview of the cutting-edge art practices in the region, including painting, sculpture, installation, video, photography and performance.

An in-depth essay covers the situation of the art scenes in the six selected countries and situates Southeast Asian Contemporary Art in a global context. Faithful to his signature method, the author has interviewed around 200 artists to come up with a final selection of 23. These artists have been selected on the perceived quality of content and emotion that are combined with the appropriate raw materials and the latest technology in their artworks. It has been an explicit objective to cover most of the media used by the artists from the region. Vivid discussions with artists, art critics, gallery owners and leading collectors have allowed the author to share and fine-tune his opinions. Final artworks have been selected in collaboration with the artists, and the interaction with them has enabled the author to unlock some of the clues that allow the reader to better understand the content.

Every time we use a Singapore bank note, we see his face – the face of Yusof Ishak, the first President of Singapore.

But did you know that he had to overcome challenges in his life and was also a champion in sports such as weightlifting and boxing?

And not many people know that when he got married, in 1949, he and his wife lived in a kampung house with no electricity – the couple used kerosene lamps for light.

This book, which is targeted at upper primary and lower secondary pupils, will make this icon of Singapore come alive. It is suitable for anyone who wants an overview of the life and background of the first President of Singapore.

Readers will also enjoy the many photographs of Yusof Ishak, at formal occasions and in less formal moments.

C.V. Devan Nair, the son of a rubber plantation clerk, rose from humble beginnings to become an outstanding union leader, a Member of Parliament, and eventually President of Singapore.

This book, which is targeted at upper primary and lower secondary pupils, describes Nair’s childhood and his years growing up in an anti-colonial household.

It also describes in detail how, during the tumultuous post-war years, Nair came to the attention of the British authorities, who were cracking down on anti-colonial activities, and ended up spending a total of about five years in detention.

It gives an excellent overview of the exciting early years of Nair’s life in the 1950s and 60s as a teacher, a unionist and an MP, and highlights his dedication and contributions to the NTUC.

He was a well-known doctor and professor, and was one of the leading names in obstetrics and gynaecology in Singapore for decades.

And when he was 63 years old, he was asked to be the second President of Singapore, after the first President Yusof Ishak died in 1970.

What was Benjamin Sheares like as a President? Did he continue practising as a doctor after he became President? And who described him as “a perfect gentleman?”

The answers to these questions and more can be found in this easy-to-read book, which is targeted at upper primary and lower secondary pupils.

It has many photographs of Benjamin Sheares and readers will enjoy seeing him in his early years, when he was a professor, and also in more relaxed, unguarded moments.

In this updated book, viewed by many as a definitive guide to Singapore-style diplomacy, former minister, diplomat and law dean S Jayakumar outlines the principles and norms that form the bedrock of Singapore’s foreign policy, shaped by more than five decades of hard-earned experience of ministers and officials. Professor Jayakumar, who retired from politics as Senior Minister in 2011, illustrates these with his accounts of and reflections on milestones where he had been involved as either Singapore’s Minister for Foreign Affairs or, much earlier, as Singapore’s Permanent Representative to the United Nations (UN).

This second edition includes an overview and chapter updates of the tumultuous trends and developments in the 2010s that have made a significant impact on geopolitics and diplomacy, especially for small states such as Singapore.

The book documents how Singapore has been able to create diplomatic and economic space for itself through proactive and creative diplomacy, for instance, by initiating key international forums, such as the Association of Southeast Asian Nations (ASEAN) Regional Forum and Asia-Europe Meeting, and by pursuing free trade agreements, such as the Comprehensive and Progressive Agreement for Trans-Pacific Partnership and the European Union-Singapore Free Trade Agreement, both inked in 2018. Singapore has remained relevant to the international community by hosting international summits, such as the Trump-Kim Summit in 2018 and the Xi-Ma Summit in 2015, and by leading UN efforts such as the Singapore Convention on Mediation, opened for signature in Singapore in 2019.

Professor Jayakumar recounts how Singapore has responded to moves by other countries that are inimical to its national interests and put it under intense pressure, without losing its credibility. These include three difficult cases between 1994 and 1995 — the hanging of Dutch national Johannes Van Damme, that of Filipino maid Flor Contemplacion, and the caning of American Michael Fay — and the impounding of Singapore’s Terrex infantry carrier vehicles in transit in Hong Kong in 2016.

Professor Jayakumar also discusses how Singapore has resolved disputes with other countries in an amicable manner through third-party settlement, in compliance with international law and international agreements, which has become an important feature of Singapore’s foreign policy. These include the land reclamation case with Malaysia and the case where the International Court of Justice awarded sovereignty over Pedra Branca to Singapore.

COMMENDATIONS

“The honest , meaty narratives offer insights into strategic goals and diplomatic means of one of the world’s most skillful foreign ministries.”
Review from Foreign Affairs

“S Jayakumar’s reflections explain how Singapore manages to “punch above its weight” on the international stage. In doing so, it offers valuable insights for historians, political scientists and leaders from around the world.
Kofi A Annan, United Nations (UN) Secretary-General, 1997–2006

Singapore has evolved from a developing country to a developed one, in only a few short decades. Its gross domestic product per capita has soared from just US$517 (S$697) in 1965, to US$64,582 (S$87,128) in 2018.

Impressed, visiting university students from Mexico and the United States, in early 2019, asked the city state’s Ambassador-at-Large Tommy Koh for its secret of success.

His reply: there was not a single secret but many, which he would consider curating a new book on.

The result: Fifty Secrets of Singapore’s Success.

The collection of 50 essays, written by leaders and experts in their fields, sheds light on how the small state has scored significant success in not only economics but also eight other areas.

Among other things, Singapore is one of the world’s least corrupt countries, has one of the highest home ownership rates worldwide — of more than 90 per cent — and has world-class schools, healthcare and environments.

Singapore has also been a good global citizen. It has played a significant role in the development of the Association of Southeast Asian Nations (ASEAN). At the United Nations (UN), Singapore has played a leadership role in the negotiations of the UN Convention on the Law of the Sea, the UN Convention on International Settlement Agreements Resulting from Mediation (also known as the Singapore Convention on Mediation) and the Rio Declaration on Environment and Development.

Many of the contributors are well-known names. They include Economic Development Board’s former executive chairman, Philip Yeo; Changi Airport Group’s and Surbana Jurong’s chairman, Liew Mun Leong; Singapore Airlines’ chief executive officer, Goh Choon Phong; National Wages Council’s founding chairman, Lim Chong Yah; National Trades Union Congress president and former Nominated Member of Parliament (NMP) Mary Liew; Housing & Development Board’s chief executive officer, Cheong Koon Hean; Singapore Management University’s president, Lily Kong; the National Institute of Education’s former director, Leo Tan; Public Service Commission’s and The Esplanade Co’s chairman, Lee Tzu Yang; Singapore’s first and longest-serving Chief of Defence Force, Winston Choo; former Singapore Police Commissioner and INTERPOL president Khoo Boon Hui; National Parks Board’s and Gardens by the Bay’s founding chief executive officer, Kiat W Tan; former ASEAN Secretary-General Ong Keng Yong; veteran diplomat Chan Heng Chee; former NMP and the Association of Women for Action and Research’s former president, Kanwaljit Soin; and World Toilet Organization’s founder, Jack Sim.

Veteran journalists of The Straits Times — Vikram Khanna, Christopher Tan and Sandra Davie — have also contributed essays to the book.

“Word of Wisdom” is an inspiring collection of Venerable Master Hsing Yun, which have been reprinted from his daily column in the Shin Min Daily. Penned by Shin Min Editor Bernard Choo, the column offers a wide array of topics concerning our daily life, ranging from good health and longevity, marriage and wealth.　

Dr Tham Wai Mun has taught courses on translation in various institutions, such as Confucius Institute of NTU, Singapore Institute of Management University (UniSIM), and National University of Singapore (NUS).